We all know how difficult it can be to select a health plan from the multitude of options available, especially if you are dealing with a chronic disorder such as emphysema or chronic obstructive pulmonary disease (COPD). To help make the process easier, the American Lung Association has developed an “infographic to guide patients through the process of picking a health plan through Healthcare.gov or a state exchange”.
This helpful and easy-to-understand guide helps Americans who are not yet eligible for Medicare “determine the best health plan available to them.” Because COPD is a high-cost health need, it is important to consider all factors associated with the condition and what those will mean for your out-of-pocket costs (i.e. premium, deductible, co-pay, etc.). The infographic also advises individuals to account for a plan’s coverage for doctors and specialists, as well as hospitals and medications.
American Lung Association President and CEO, Harold P. Wimmer, addressed concerns associated with plan selection stating: “understanding the true total cost associated with each of the available plans is so important. Having access to care doesn't help patients with COPD unless they can afford to utilize it”.
While COPD is not able to be cured, it is treatable. With the proper access to treatment options and medical care, COPD patients can improve their quality of life.